A hit and run accident is one where the driver of the vehicle at fault flees the scene of the accident. There are many reasons why a driver would choose to run, none of them are good. A driver may be on drugs or drunk and may have previous offenses. He may be uninsured, driving illegally, or in an automobile that does not belong to him. In any event, he is choosing to risk the serious charge of hit and run over the charges he expects to be charged with. The law does not take kindly to hit and run drivers and the penalties are severe.
If you are involved in a hit and run accident, try to keep your senses. This is difficult, as the situation is very upsetting and sometimes include injury. If there are others around you, asks them to help you. Here are a few tips for you (or them) that will help you in your future battle.
- Call the police and for medical assistance, if needed.
- Try to get a picture (or remember) the tag number of the car the driver was operating.
- Do your best to get the make and model of the car as well as the color and anything that sets it apart.
- Write down a description of the driver including:
- Hair color
- Tattoos or scars
Contacting Your Insurance Company
In a perfect world, we would never have to pay for the errors of others. Unfortunately, we do not live in a perfect world. You do not have the information of the driver who caused your accident. If you have uninsured motorist coverage on your policy, it should cover your expenses within the limits set in your policy. However, if you do not have uninsured motorist coverage and you cannot identify the driver of the vehicle, you will have to pay the expenses yourself. This is why most drivers carry uninsured motorist coverage. That does not mean you cannot pursue the driver at a future date to recover financially if he or she is found and charges are brought against them. Still, that does little to help you now. If you need your transportation and if medical care is required, you have no option in the immediate future but to pay for it yourself.
In the state of Indiana, the law requires you to stop if you are involved in an accident. This is your duty and failure to comply constitutes serious penalties. If there is no injury involved, your duty is to stop and to exchange information with the other driver. Failure to stop in this case carries a misdemeanor charge that could result in up to a year in jail and up to $5000.00 in fees. However, if the accident resulted in injury, failure to stop is a class D felony. This carries a penalty of up to 3-years in jail and fees of up to $10,000.00. Of course, other charges and penalties are added as the crime dictates.